Kochi, July 04: ESAF Small Finance Bank has announced revised interest rates on its Foreign Currency Non-Resident [FCNR] USD Deposits, offering up to 7.75% per annum for a five-year tenure, delivering competitive wealth creation opportunities for Non-Resident Indians (NRIs). Under the revised rates, customers can earn 7.50% p.a. on FCNR USD deposits below the equivalent of USD 10 lakh and 7.75% p.a. on deposits of USD10 lakh and above. The corresponding annualised yields are 9.06% and 9.42%, respectively. FCNR deposits enable NRIs to maintain fixed deposits in US Dollars while safeguarding their savings from exchange rate fluctuations. The product offers an ideal avenue for customers seeking stable returns on foreign currency holdings while retaining the flexibility and security of banking with ESAF Small Finance Bank. The revised interest rates are applicable for USD-denominated FCNR deposits with a tenure of five years. Through its dedicated NRI Services, the Bank continues to provide seamless banking solutions tailored to the evolving financial needs of the global Indian community. Customers can open FCNR USD deposits through ESAF Small Finance Bank’s NRI Services and access dedicated support across the Bank’s branch network.