CSB Bank announced its financial results for Q4 FY2026 and the full financial year ended March 31, 2026, showcasing steady growth across key performance indicators, backed by strong fundamentals and improved asset quality.
The Bank reported a 20% year-on-year growth in total deposits, while net advances grew 26% YoY, driven by robust expansion in gold loans and wholesale segments.
Net Interest Income (NII) for Q4 FY26 reflected a 25% YoY increase, while full-year NII rose 17%. Profit After Tax (PAT) for FY26 grew 7% YoY, with a strong 32% sequential growth in Q4 PAT.
The Bank maintained a healthy capital adequacy ratio of 20.66%, significantly above regulatory requirements, reinforcing its strong capital position. Asset quality also improved, with Gross NPA declining to 1.66% and Net NPA to 0.40% as of March 31, 2026.
Operating profit for FY26 increased 19% YoY, while non-interest income grew 21%, highlighting diversified revenue streams.
Commenting on the performance, the MD & CEO stated that the Bank is entering the “Scale Phase” of its SBS 2030 vision, focusing on sustainable growth, enhanced productivity, disciplined risk management, and delivering long-term value.
With consistent growth in deposits, advances, and profitability, alongside improved asset quality, CSB Bank continues to strengthen its position as a resilient and growth-oriented financial institution.
