The real estate sector has positively received the Reserve Bank of India’s decision to keep the repo rate unchanged, viewing it as a boost for market confidence and sustained growth. Stable interest rates ensure home loans remain affordable, encouraging buyers to move forward with purchase decisions, especially in mid-income and premium housing segments. For developers, predictable borrowing costs support smoother cash flows, timely project execution, and long-term investment planning. The steady rate environment also helps maintain demand momentum without putting pressure on property prices driven by higher financing costs. Overall, the RBI’s move is seen as a supportive step toward strengthening housing demand and ensuring consistent progress across residential and infrastructure development.
Ravi Prakash Pandey, Founder and Chairman Amrawati Group
The RBI’s decision to hold the repo rate steady provides much-needed certainty for both homebuyers and developers. Stable borrowing costs will sustain housing demand, improve project cash flows, and enable developers to plan investments confidently, ensuring steady progress in residential and infrastructure development across key market.
E Lakshminarayana Reddy, Founder & CEO, EARA Group
“By holding the repo rate at 5.25%, the RBI has chosen caution over disruption, which is a sensible move at this stage of the economic cycle, especially as inflation remains within the comfort range. For real estate developers, consistency in borrowing costs is often more valuable than short-term rate cuts, as it enables long-term project execution and disciplined capital deployment. The neutral stance also signals that future policy actions will remain data-driven, giving both investors and homebuyers the confidence to take informed decisions. This environment supports steady housing demand, particularly in end-user–driven markets, rather than speculative growth.”
Pawan Gupta, Founder, FarmlandBazaar
“The Reserve Bank of India’s decision to reduce the benchmark repo rate by 25 basis points to 5.25% reflects a balanced approach to supporting growth while managing inflation. For the real estate sector, this policy clarity strengthens buyer confidence and improves predictability in borrowing costs, creating a supportive environment for sustainable development across residential and commercial markets.
At FarmlandBazaar, we see this as an important window for families to transition toward productive, professionally managed natural capital. With improving affordability and stable financing conditions, this is an opportune time to secure long-term land assets that offer both utility and value appreciation.”
Mohit Mittal, CEO – MORES
“The RBI’s decision to maintain status quo on the repo rate provides welcome policy continuity at a time when both demand momentum and cost structures are closely watched by the real estate sector. Stable interest rates support buyer sentiment, particularly in the interest-sensitive mid and premium housing segments, while also enabling developers to plan cash flows and project execution with greater confidence. A predictable rate environment helps the sector sustain absorption levels without triggering undue price escalation driven purely by financing pressures.”