The National Payments Corporation of India (NPCI) has extended its ‘UPI One World’ wallet service to international delegates attending the India AI Impact Summit, being held from 16–20 February 2026 at Bharat Mandapam.
With this initiative, foreign visitors from over 40 countries can now make real-time UPI payments in India—without needing an Indian mobile number or a local bank account.
What is UPI?
UPI stands for Unified Payments Interface. It is a real-time digital payment system that allows users to transfer money instantly between bank accounts using a mobile device.
Developed and operated by NPCI, UPI enables:
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Instant money transfers
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QR code-based payments
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24/7 transactions
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Secure and seamless digital payments
Today, UPI is widely accepted across India—from street vendors and small shops to malls, hotels, and large enterprises.
What is ‘UPI One World’?
‘UPI One World’ is a specially designed prepaid wallet for international travellers visiting India.
Under this facility:
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Visitors can download the CheqUPI app (by Transcorp).
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They register using passport, visa, and personal details.
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A unique UPI ID is generated.
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The wallet can be loaded using international debit or credit cards.
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Payments are made by simply scanning UPI QR codes.
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Any unused balance can be refunded as per foreign exchange rules.
The service is available at New Delhi International Airport and at the NPCI Pavilion during the Summit.
This eliminates the need to carry large amounts of cash or deal with currency exchange complications.
Key Benefits for Foreign Visitors
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No Indian Bank Account Required
Visitors can pay digitally without opening a local bank account. -
No Indian SIM Needed
Payments can be made without an Indian mobile number. -
Real-Time Transactions
Instant payments ensure smooth purchases. -
Safe and Secure
PIN-protected transactions reduce fraud risks. -
Convenience
Scan and pay anywhere UPI QR codes are accepted.
How UPI One World Helps the Business Sector
The introduction of UPI for foreign delegates has significant benefits for businesses:
1. Boosts Tourism and Hospitality
Hotels, restaurants, transport services, and retail outlets can receive payments directly from international customers without foreign currency handling.
2. Supports Small and Medium Enterprises (SMEs)
Street vendors, local shops, and small businesses that already accept UPI can now serve global customers easily.
3. Reduces Cash Handling Costs
Digital payments reduce the need for physical cash management and foreign exchange services.
4. Faster Settlements
Businesses receive instant payments, improving cash flow and operational efficiency.
5. Strengthens India’s Global Digital Image
By offering seamless digital payments to foreign visitors, India positions itself as a global leader in fintech innovation.
A Step Towards Global Digital Payments
The rollout of ‘UPI One World’ at the India AI Impact Summit 2026 reflects India’s growing digital infrastructure and commitment to financial innovation. By allowing international delegates to experience India’s digital payment ecosystem firsthand, NPCI is expanding UPI’s global reach.
This initiative not only enhances visitor convenience but also strengthens India’s business environment, promotes digital inclusion, and reinforces the country’s leadership in real-time payment technology.