June 23: Market volatility makes it difficult for investors to stay committed to long-term financial goals. Tata AIA Life Insurance has launched the Tata AIA Multifactor Index Fund, a unit-linked solution designed to offer equity market participation along with life insurance protection.
Fund Strategy
The fund selects 50 companies from the Nifty 500 universe using a combination of four factors: low volatility, quality, value and momentum. The emphasis on low volatility targets companies that have historically shown more stable price movements, helping investors pursue a steadier, more resilient investment journey while participating in equity market growth.
Why This Matters
India continues to offer strong long-term growth potential, supported by consumption, manufacturing, infrastructure development and digital expansion. However, markets do not move in a straight line. A single-theme or single-style approach can concentrate risk, leaving investors more exposed to specific market downturns. The Tata AIA Multifactor Index Fund addresses this by combining multiple drivers of return. The low-volatility component reduces exposure to sharp price fluctuations, while the quality, value and momentum factors support long-term growth potential.
A Disciplined Approach
Available through Tata AIA’s ULIP solutions, the fund enables customers to combine market-linked investment opportunities with life insurance protection. The strategy is designed for long-term wealth creation using a passive, quantitative framework. By following a rules-based approach, the fund reduces dependence on discretionary stock selection and ensures consistency in portfolio construction and rebalancing.
Key Features
- Benchmark: Nifty 500 Multifactor MQVLv 50 Index (Customised)
- Equity Allocation: 80% to 100%
- Cash and Money Market Allocation: 0% to 20%
- Portfolio: 50 companies from the Nifty 500
- Strategy: Passive, quantitative multifactor approach
New Fund Offer Details
The NFO period runs from 23 June to 30 June 2026. All policies sourced during this period will be issued at a Net Asset Value of ₹10, effective 30 June 2026.
The Tata AIA Multifactor Index Fund is designed for long-term customers seeking steadier participation in India’s growth story through a market-linked life insurance solution.
Product Availability
The Tata AIA Multifactor Index Fund will be available across several of the company’s unit linked insurance plans, including solutions Tata AIA Shubh Muhurat, Tata AIA Shubh Fortune, Tata AIA Shubh Health Pro, Tata AIA Smart Insurance Sampoorna Raksha, Tata AIA Life Smart Sampoorna Raksha Supreme, Tata AIA Shubh Health Plus, Tata AIA Param Raksha Life Pro, TATA AIA Premier SIP, Tata AIA Param Raksha Life Advantage+, Param Raksha Life Maxima+, Tata AIA iSIP (Systematic Insurance Plan), Tata AIA Health SIP, Tata AIA Param Raksha Life Growth+, Tata AIA Param Raksha Life Pro+, Tata AIA Smart Sampoorna Raksha Pro, Tata AIA Smart SIP, Tata AIA Param Raksha Life, Tata AIA Param Raksha Plus 2.0, Tata AIA Param Raksha Life Pro Advance, Tata AIA Health Pro, Tata AIA Pro-Fit, Tata AIA Life Insurance Fortune Pro, Tata AIA Life Insurance Fortune Maxima, Tata AIA Life Insurance Wealth Pro, Tata AIA Life Insurance Wealth Maxima, Tata AIA Life Insurance Smart Sampoorna Raksha Plus, Tata AIA Smart Fortune Plus. This enables customers across protection, savings and wealth oriented solutions to integrate innovation led equity exposure into their long term financial planning.
Strong Growth in Assets Under Management
As of 31st March 2026, Tata AIA Life Insurance’s Assets Under Management (AUM) stood at INR 145,617 crore, reflecting 18% year on year growth. This growth has been supported by strong individual new business premium income and consistent investment performance across its fund portfolio.